How To Sign Up For Home Insurance in Sweden: Step-By-Step

Ready to get settled with home insurance in Sweden? We’re here to help you out with a simple, step-by-step guide to finding the best home insurance plan just for you.

Step 1: Choose Your Home Insurance Company

To start, look for a Swedish home insurance company that matches what you need—whether it’s the best coverage, the best price, or a balance of both. Our reviews of popular home insurance companies in Sweden can help you compare options. Once you have a few good choices, click on “See your price” to check their plans and compare costs.

Step 2: Find the Right Home Insurance Plan for You

Now, it’s time to choose the insurance plan that fits your needs and home type. Most Swedish insurers will ask for your Swedish Personal Number to give you a personalized price, so have that ready. 

‍If you don’t yet have a Swedish Personal Number, we’ve got a complete guide on how to get a Swedish Personal Number.

Also good to know is that home insurance plans in Sweden are based on your type of housing, so double-check that you’re selecting the right one. For a deeper look at various home insurance types, you can check out our guide on the different home insurance types available in Sweden.

Step 3: Enter Your Personal Details

Next, you’ll provide some additional details to the home insurance company in the sign-up form, typically including:

• Your full address (including apartment number if needed)
• Your full name
• Email and phone number
• Swedish Personal Number
• Start date for the policy (usually your move-in date)

Some providers may also ask for verification through BankID, Sweden’s digital ID. If you need more info on BankID, we have a guide about BankID in Sweden that can help you get set up.

Step 4: Review and Sign Your Agreement

Now you’re almost done! Before signing, take a minute to review the full terms and payment options (invoice is usually the standard). Most companies offer a quick online signature via BankID, though some may have other ways to complete your agreement.

Step 5: You’re All Settled!

Once your agreement for home insurance is confirmed, you’ll receive details about your start date and any other important info. Then, just wait for moving day, knowing your home insurance is ready when you bring in the moving boxes!