Hedvig Insurance

Hedvig is a very popular and appreciated digital Swedish insurance company and insurance broker, founded in 2017. They offer a range of insurance products including home, car, pet, student, and accident insurance. Hedvig stands out for their user-friendly mobile app, which simplifies the insurance process by allowing users to sign up, manage policies, file claims, and contact customer service with ease.

Home Insurance
Car Insurance
Travel Insurance
Cat Insurance
Dog Insurance
Updated:
September 11, 2024

About Hedvig

Hedvig is one of Sweden's fast-growing newcomers in the insurance industry, founded in 2017. Known for its youthful and modern branding and approach, Hedvig offers a smooth process for obtaining and managing home insurance, car insurance, accident insurance, and pet insurance in Sweden.

A main benefit with Hedvig for newcomers in Sweden is that they, in contrast to most other companies, have their entire website available in English, making it easy to understand the details of your insurance. The terms are however only available in Swedish, but if you have a question you can easily contact the Hedvig support via chat (in English).

The company focuses on simplicity, making it easy to understand and manage your insurance fully through their innovative and user-friendly mobile app. Hedvig AB is an insurance broker offering insurances from their own insurance company Hedvig Försäkring AB, as well as through the insurance companies HDI Global Specialty SE och Eir Försäkring AB.

Hedvig Home Insurance

Hedvig offers various home insurances to fit every house type and living situation in Sweden:

  • Hyresrättsförsäkring (Rental Insurance): A home insurance for tenants, both first-hand and second-hand rentals, covering yourself, your rental and your belongings.
  • Bostadsrättsförsäkring (Homeowner Insurance): A home insurance for apartment owners, covering yourself, your apartment and your belongings.
  • Villahemförsäkring (Home Insurance + House Insurance Bundle): A combined insurance of Villaförsäkring and Hemförsäkring, covering both the house, the lot, yourself, and your belongings.
  • Hemförsäkring Student & Ungdom (Student Insurance): A home insurance tailored for students with a discounted price.

All home insurances with Hedvig include 45 days of travel insurance, all-risk, no binding times and with various add-ons available. Hedvig helps you cancel your existing home insurance, you easily handle your policies, claims and customer support within their user-friendly and highly rated mobile app. If you invite a friend to join Hedvig, you both get a 10 SEK discount on your monthly insurance costs - forever! A much appreciated additional benefit in order to lower your monthly costs.

Find the best plan and offer for home insurance with Hedvig and sign up here.

Hedvig Car Insurance

Hedvig also have a variety of options when it comes to car insurances:

  • Trafikförsäkring (Third-party Liability Insurance/Traffic Insurance): Covers damages you cause to other people and their property while driving your car. To enhance your protection, you can opt for additional coverage. This insurance is legally required to have in Sweden, and you need to have it from the first day of owning your car.
  • Halvförsäkring (Partial Insurance Coverage): Typically includes additional protection against things like fire, theft, and glass damage.
  • Helförsäkring (Full Insurance Coverage): Further covers damage to your own vehicle in the event of a collision. This is valuable if you own a new or expensive car that would be costly to repair or replace with your own funds.

Hedvig car insurance (Partial + Full) comes with no binding times, 24/7 road assistance, freedom to change plans, choose your preferred repair shop, and if you want to switch from an existing car insurance, Hedvig will handle the cancellation for you. You conveniently handle your policies, claims and insurance issues directly from the Hedvig app.

Learn more and find the right car insurance plan with Hedvig here.

Hedvig Accident Insurance

Hedvig also offer accident insurance:

  • Hedvig Accident Insurance: Includes coverage for hospital stays, dental repairs, rehabilitation, and other expenses related to seeking treatment. Extreme sports accidents are also covered.

Similar to Hedvigs other insurances, their Accident Insurance also comes without binding time, and you handle your policy, claims and support through the app. Hedvig accident insurance applies 24/7 worldwide (certain specific conditions are set out in their terms), and there's no deductible.

Read more and get your personal quote for accident insurance with Hedvig here.

Hedvig Dog Insurance

The most recent entry in Hedvig's insurance portfolio is pet insurance, where they for example offer three dog insurance plans:

  • Hedvig Dog Insurance Basic: Covers up to 30 000 SEK for vet costs, coverage for hidden diseases, as well as a a yearly health checkup.
  • Hedvig Dog Insurance Standard: Covers up to 60 000 SEK for vet costs, coverage for hidden diseases, medicine (6000 SEK), dental issues, and more, as well as a a yearly health checkup.
  • Hedvig Dog Insurance Premium: Covers up to 160 000 SEK for vet costs, coverage for hidden diseases, medicine (10000 SEK), life insurance (30 000 SEK), dental issues, and more, as well as a a yearly health checkup.

All Hedvig dog insurances are free from binding time, you get unlimited digital vet calls, claims and policies are smoothly handled directly in the Hedvig app, and you are free to change plans whenever you want.

Find the right dog insurance plan for you and your beloved dog with Hedvig here.

Hedvig Cat Insurance

Part of Hedvig's recently launched pet insurance is also their cat insurance, that comes in three plans:

  • Hedvig Cat Insurance Basic: Covers up to 30 000 SEK for vet costs, coverage for hidden diseases and defects, and giving birth.
  • Hedvig Cat Insurance Standard: Covers up to 60 000 SEK for vet costs, coverage for hidden diseases, medicine (6000 SEK), dental issues, and more.
  • Hedvig Cat Insurance Premium: Covers up to 160 000 SEK for vet costs, coverage for hidden diseases, medicine (10 000 SEK), life insurance (20 000 SEK), dental issues, and more.

All Hedvig cat insurances come with no binding time, unlimited digital vet care, a smooth claims and policy handling directly from the Hedvig app, and you are free to change plans.

Read more and find the right cat insurance plan for you and your dear cat with Hedvig here.

Benefits

Top-Rated App
No Binding Periods
Great Referral Bonuses

Required to sign up online

  • Swedish Personal Identity Number required
  • Swedish Address required
  • Mobile Bank-ID required

Customer Support

Phone
010-45 99 200
Email
Contact via App
Chat
Yes ✅
Support in English
Yes ✅
Terms in English
No ❌
Website in English
Yes ✅

Reviews and Ratings

Hedvig is a popular insurance company and insurance broker with a very solid 4.2/5 customer satisfaction score at Trustpilot (~2900 reviews). Browsing through the reviews from various online sources, we've compiled the most common praise and complaints about Hedvig, all summarized below.

Praise by Customers

A significant number of customers highlight the company's fast response times, with some noting claims resolutions within hours, directly through the app.
The Hedvig app (4.3/5 App Store & 4.6 Google Play Store) is often praised for its clarity, ease of use, and the convenience it offers in managing insurance needs.
Customers, particularly students, value the competitive pricing and discounts, making the service cost-effective. The referral bonus (Hedvig Forever) with 10 SEK discount per invited friend is also praised a lot.

Complaints by Customers

Some customers express dissatisfaction with support errands, delayed responses or lack of enough assistance in certain claims.

Read more on their website

To summarize, Hedvig is clearly a popular insurance broker and insurance company in Sweden, with a very high customer satisfaction score, as well as a highly-rated and user-friendly app to handle your insurance policies. The fact that they offer all insurances without binding time, flexibility to change, and a referral bonus that last forever also motivates Hedvig to be considered a great choice. Check out their latest offers, get your personal quote, and sign up for Hedvig now!

Go to Hedvig Insurance

Published by

Linus Norman
Founder & Head of Content

With over 10 years of experience in subscription management and a few years living abroad, I’m very excited to now help newcomers get settled here in Sweden. I’m a copy-junkie in charge of most of our content, and often find myself deep-diving into the most random topics for way too long.