Get Pet Insurance in Sweden

If you intend to bring your pet to Sweden, or if you’re looking to get a furry (or not-so-furry) additional family member while living here, you might want to check out pet insurance in Sweden. Learn more and find the right pet insurance for you and your pet!

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Compare Pet Insurance in Sweden

Make sure to check out our step-by-step guides on the complete sign up process when getting cat and dog insurance in Sweden. Here's our guide to sign up for cat insurance, and here's our guide to sign up for dog insurance.

Updated: 2025-01-07
Proactive Care Courses
English Website
No Binding Time
Digital Vet Care:
Included
Discounts & Offers:
40% off for kittens for 4 months
Max. Payout:
160,000 SEK

Lassie is a very popular option for cat owners in Sweden, with no breed or age restrictions in their policies. Lassie has grown in popularity by Swedish cat owners the recent years, a lot thanks to their mission to reduce veterinary visits through proactive care of your cat. Lassie's website is also available in English – perfect for newcomers in Sweden!

More information
Top-Rated App
English Website
No Binding Time
Digital Vet Care:
Included
Discounts & Offers:
Up to 10.000 SEK
Max. Payout:
Up to 160.000 SEK

Hedvig is a relatively new addition to the Swedish cat insurance market, offering plans with generous compensation limits, no binding times, inclusive policies and extensive coverage. A bonus for newcomers in Sweden is that Hedvig have their website and app available in English!

More information
High Customer Satisfaction
Flexible Plans
Multiple Add-Ons
Digital Vet Care:
Included
Discounts & Offers:
Discounts Available
Max. Payout:
120,000 SEK

Sveland have one standard cat insurance plan, with multiple add-ons available to choose from. They are a member-owned insurance company, with over 100 years (!) of experience within pet insurance in Sweden.

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Founded by Veterinary Experts
Rehabilitation and Medication
Flexible Deductibles
Digital Vet Care:
Included
Discounts & Offers:
30% off for kittens
Max. Payout:
175,000 SEK

Petson has one standard cat insurance plan, with various levels of deductibles and vet care payouts, as well as add-ons such as life insurance and breeding. With support from experienced veterinary professionals, Petson provides affordable and reliable insurance for your cat.

More information
English Website
Proactive Care Courses
No Binding Time
Digital Vet Care:
Included
Discounts & Offers:
40% off for puppies for 4 months
Max Payout:
160,000 SEK

Lassie is a popular option for dog owners in Sweden with customized dog insurance plans in three tiers. Lassie have a high customer satisfaction, a lot thanks to their top-rated app and their mission to reduce veterinary visits through proactive care of your dog. Lassie's website is available in English – optimal for newcomers in Sweden!

More information
Top-Rated App
No Binding Time
English Website
Digital Vet Care:
Included
Discounts & Offers:
Up to 10.000 SEK
Max Payout:
Up to 160.000 SEK

Hedvig offer dog insurance plans tailored for you and your dog, with high compensation limits, multiple tiers to choose from, no binding time, and extensive coverage. A bonus for newcomers in Sweden is that Hedvig have their website and app in English!

More information
Digital Veterinary Consultations
Founded by Veterinary Experts
Flexible Deductibles
Digital Vet Care:
Included
Discounts & Offers:
30% off for puppies
Max Payout:
175,000 SEK

Petson provides one basic dog insurance plan with great coverage options and add-ons available. You can also bundle your Petson dog insurance with dog food subscriptions through Petson's pet food partners.

More information
High Customer Satisfaction
Multiple Add-Ons
Flexible Plans
Digital Vet Care:
Included
Discounts & Offers:
Available
Max Payout:
120,000 SEK

Sveland offer one basic level of dog insurance, with add-ons available for extra protection. They are customer-owned and provide expert service whenever you need help, either regarding claims or when the unexpected happens.

More information

How Pet Insurance Works in Sweden

Pet insurance in Sweden usually covers costs and treatments for unexpected illnesses, diseases, or accidents involving your beloved pets. You can also add additional coverage or specific insurances beyond the regular pet insurance in Sweden. As for all insurances though, it's important to not be over-insured, and pay too much for your pet insurance. Make sure to properly compare, and look at the specific needs for you and your pet.

Did you know?

96 % of dogs have dog insurance in Sweden, while around 69 % of cats are insured. This puts Sweden at the top position in the whole EU when it comes to the percentage of dogs and cats insured.

Different Types of Pet Insurance in Sweden

There are various pet insurance options in Sweden, all tailored to the specific pet you want to insure. Different pets have different insurance coverage needs (duh!), so it’s encouraged to sign up for an insurance that covers the specific needs of your dear pet. A happy but clumsy Golden Retriever? A stubborn Norwegian Forest Cat? A cocky Chihuahua? Your pet is unique, and your decision of which pet insurance to choose should follow the characteristics, lifestyle and personality of your furry friend!

Factors like breed, species, and physical characteristics should also always be considered when choosing the best pet insurance. Some of the most common pet insurance categories in Sweden are:

  • Cat Insurance
  • Dog Insurance
  • Horse Insurance
  • Small Pets & Birds Insurance

It's also worth mentioning that within each pet insurance category, there are various coverage plans and add-ons, to tailor to the needs of your specific pet.

Compare Pet Insurances in Sweden

When comparing pet insurances in Sweden, you should start off by looking at the specific insurances available for your pet. There are, for obvious reasons, great variations in terms and policies depending on the species of your pet, for example cat insurance and dog insurance.

When it comes to cat insurance in Sweden, you may pay attention to coverage for Feline tooth resorption (TR), maximum payouts, age and breed restrictions, access to vet care, coverage for previous injuries, life insurance and deductible levels. As a newcomer in Sweden, it's in most cases also a bonus if the pet insurance company have their website and information available in English, as well as English customer support.

For dog insurance in Sweden, maximum payouts, age and breed restrictions, access to vet care, coverage for previous injuries, life insurance and deductible levels are all important factors. Again, it's a potential a bonus if the pet insurance company have English customer support and their website available in English.

Additional things to look at in your comparison of dog and cat insurances in Sweden is binding time, claims processes, specific terms and conditions, as well as the price.

Pet Insurance on Settled.se

Compare

Find and compare different pet insurances and plans in Sweden through our guides and info.

Choose

Choose the pet insurance that best match your needs, preferences and requirements.

Get Settled

Proceed to sign up with the insurance provider. Review the exact price and terms, and finalize your contract.

What’s the Best Pet Insurance in Sweden?

With so many different lovely pets out there, and a range of pet insurance companies and coverage plans in Sweden, each with their own pros and cons, it’s impossible to call out one provider that stands out in every way. In our research, we've looked at various pet insurance companies and evaluated them not just based on their policies and terms, but also how well they serve newcomers in Sweden. Things like having an English website or app, and English-speaking customer support, are important factors in our overall assessment.

At the end of the day, finding the best pet insurance in Sweden really comes down to your personal needs and what works best for you and your pet.

Foreigner-Friendly Pet Insurances in Sweden

We’ve put together a list of pet insurance companies in Sweden that offer their website, app, terms, and customer support in English. You’ll find all the details summarized below.

Insurance Company
English Website
English Terms
English Customer Support
Chat
Yes ✅
Yes ✅
Yes ✅
Yes ✅
No ❌
No ❌
Yes ✅
No ❌
No ❌
No ❌
Yes ✅
Yes ✅
Yes ✅
No ❌
Yes ✅
Yes ✅

Notice: This table was created and published by settled.se 2025-01-07, with information available through each insurance company. The table does not include a full list of all pet insurance companies in Sweden, and the info about each company may have changed since publication.

Cheapest Pet Insurance in Sweden

To find the cheapest pet insurance in Sweden, the best approach is to compare different pet insurance companies, their coverage, and their prices. Once you've found a pet insurance that seems promising, you simply proceed directly to the company to get your personal quote - done in a few minutes.

Remember, price isn’t everything when it comes to pet insurance; having the right coverage is equally important. Avoid the temptation to choose the cheapest possible option, as inadequate coverage can lead to high out-of-pocket costs if the unexpected occurs. It's equally important to not be over-insured, so make sure you thoroughly compare, to find the best match for you and your pet's needs.

Comparison of Cat Insurances in Sweden

We’ve pulled together some key details from some of the most popular cat insurance companies in Sweden. You know, the crisp and clear A vs B vs C(at).

Cat Insurance
Max. Payout
Digital Vet Care
Deductible Period
160,000 SEK
Included
365 Days
Up to 160.000 SEK
Included
Covered
120,000 SEK
Included
180 Days
175,000 SEK
Included
4 Months

Notice: This comparison was created by settled.se on 2025-01-07, based on publicly available information from each insurance company. It is not an exhaustive list of all cat insurance providers in Sweden, and the content and terms of the listed companies may have changed.

Binding Time for Cat Insurance in Sweden

It’s common practice in Sweden to have one-year policies for cat insurance. There are however cat insurance companies that offer plans with no binding time. In the list below, you’ll find information about the binding periods for some of the most popular cat insurance companies in Sweden.

Notice: This table was created and published by settled.se 2025-01-07, with information available through each insurance company. The table does not include a full list of all pet insurance companies in Sweden, and the info about each company may have changed since publication.

An illustration of the best award

Best Cat Insurance in Sweden 2025

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Newcomer-friendly Cat Insurances in Sweden

For newcomers in Sweden, both Lassie and Hedvig are great options as they provide their websites, apps and customer support in English, making them more accessible and easy-to-understand.

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Proactive Cat Care

Lassie stands out again by providing popular courses about cat care in their top-rated mobile app. Their approach of proactive care, not only to take better care of your cat but also to lower your monthly premium, is an innovative approach in the industry.

An illustration of the most liked award

Top-Rated Cat Insurances 2025

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Top-Rated by Average Ratings

Lassie, and Hedvig are b highly rated cat insurance options with high customer satisfaction scores, and they all get regularly praised for fair plans and great customer support. Lassie and Hedvig also stands out as they don't have any binding times for their cat insurances

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Top-Rated Apps

Lassie, and Hedvig aonce again are top-rated when it comes to their user-friendly mobile apps. Handle your policies, questions, claims and more - directly from the mobile apps. Lassie also offer popular cat care courses in their mobile app.

Comparison of Dog Insurances in Sweden

With a jungle of options, plans, and companies out there, how do you figure out which dog insurance to choose? Some might dive deep into every detail and read all the available info. Others prefer simple tables and comparisons, going through data row by row. To have something for both types – we’ve summarized key details from popular dog insurance plans in Sweden below.

Dog Insurance
Max. Payout
Digital Vet Care
Deductible Period
Up to 160.000 SEK
Included
Covered
160,000 SEK
Included
365 Days
175,000 SEK
Included
4 Months
120,000 SEK
Included
180 Days

Notice: This comparison was created by settled.se on 2025-01-07, based on publicly available information from each insurance company. It is not an exhaustive list of all dog insurance providers in Sweden, and the content and terms of the listed companies may have changed.

Binding Time for Dog Insurance in Sweden

It’s common in Sweden for dog insurance policies to last one year, but you can find dog insurance without binding time as well. In the list below, you’ll find information on binding periods for some popular dog insurance companies in Sweden.

Notice: This table was created and published by settled.se 2025-01-07, with information available through each insurance company. The table does not include a full list of all pet insurance companies in Sweden, and the info about each company may have changed since publication.

An illustration of the best award

Best Dog Insurance in Sweden 2025

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Dog Insurance for Foreigners in Sweden

For newcomers in Sweden, both Lassie and Hedvig are great options for dog insurance, as they provide their websites, apps and customer support in English. Looking at terms, plans and options, both Lassie and Hedvig have various plans and add-ons for all kinds of dogs.

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Proactive Dog Care

Lassie stands out once again thanks to their popular courses about dog care in their top-rated mobile app. Lassies general approach of proactive care, will help you take better care of your dog, and by taking their courses you can also lower your monthly premium.

An illustration of the most liked award

Top-Rated Dog Insurances 2025

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Top-Rated by Average Rating

Lassie stands out with an impressive customer satisfaction score of 4.6/5 on Trustpilot, as well as a 4.8/5 score for their mobile app. Hedvig also stands out with their overall high customer satisfaction and high app ratings.

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High-Score in Content Comparison

Lassie stands out once again when it comes to the content comparison of their large/premium plan, together with Petson.

How Much Does Pet Insurance Cost in Sweden?

The cost of pet insurance in Sweden can vary greatly depending on the species, breed, and coverage needs of your pet, as well as where you live in Sweden. In recent years, pet insurance costs have risen significantly, but affordable options are still available, especially from newer and more digital pet insurance companies. For dog insurance, you can expect to pay between 300 SEK to 700 SEK per month, and for cat insurance it's normal to pay around 100 SEK to 400 SEK per month. To determine a reasonable cost for you and your pet, you can proceed to check each interesting provider's website for your personal quote, more information and details.

Sign Up for Pet Insurance in Sweden Online

Signing up for pet insurance online is usually very convenient and common in Sweden. However, most pet insurance companies require a Swedish Personal Number and BankID for online registration. Some companies might help you sign up without these, but you’ll need to contact them directly to discuss your options. The table below summarizes the online sign-up requirements for various pet insurance companies in Sweden.

Insurance Company
Swedish Personal Number (SPN)
Bank-ID
Possible without SPN
Required
Required
Not Available
Required
Required
Not Available
Required
Required
Contact via Phone
Required
Required
Not Available

Notice: This table was created and published by settled.se 2025-01-07, with information available through each insurance company. The table does not include a full list of all pet insurance companies in Sweden, and the info about each company may have changed since publication.

Compare Pet Insurances

Why Choose Settled.se To Compare Pet Insurance

Settled.se is a free, independently operated information and comparison site dedicated to providing foreigners in Sweden with a transparent overview of various pet insurance options and companies. We are here to make your transition to Sweden smoother and more informed.

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