Länsförsäkringar

Länsförsäkringar is a leading insurance company in Sweden, consisting of 23 regional customer-owned companies. With a strong local presence, Länsförsäkringar offers a wide range of insurance products, including home, car, and life insurance, as well as banking and pension services. Their insurance policies are designed to provide great protection and coverage.

Home Insurance
Car Insurance
Travel Insurance
Cat Insurance
Dog Insurance
Updated:
September 11, 2024

About Länsförsäkringar

Länsförsäkringar is a customer-owned insurance company that has been a prominent player in the Swedish insurance market since its founding in 1801. With close to 4 million customers, Länsförsäkringar is one of the largest and most established insurance companies in Sweden. They offer a wide range of insurances in most of the common insurance categories, for example Home Insurance and Car insurance.

Länsförsäkringar Home Insurance

Länsförsäkringar offers popular Home Insurances in the following categories:

  • Hyresrättsförsäkring (Home Insurance for Rentals): A home insurance for tenants, both first-hand and second-hand rentals, covering yourself, your rental and your belongings.
  • Bostadsrättsförsäkring (Home Insurance for Condos): A home insurance for apartment owners, covering yourself, your apartment and your belongings.
  • Villaförsäkring (Insurance for Houses and Townhouses): An insurance covering the house and your lot as a house owner.
  • Villahemförsäkring (Home Insurance for Houses and Townhouses): A combined insurance of Villaförsäkring and Hemförsäkring, covering both the house, the lot, yourself, and your belongings.
  • Hemförsäkring Student & Ungdom (Student & Youth Home Insurance): A home insurance tailored for students and youths between 18-29.

All Länsförsäkringar Home insurances include 45 days of travel insurance, with various add-ons available.

Find the best plan and offer for Home Insurance with Länsförsäkringar here. (Make sure to choose the right local region to get the right quotes based on where you live).

Länsförsäkringar Car Insurance

Länsförsäkringar have a variety of options when it comes to car insurances, for all kinds of cars:

  • Trafikförsäkring (Third-party Liability Insurance/Traffic Insurance): Covers damages you cause to other people and their property while driving your car. To enhance your protection, you can opt for additional coverage. This insurance is legally required to have in Sweden, and you need to have it from the first day of owning your car.
  • Halvförsäkring (Partial Insurance Coverage): Typically includes additional protection against things like fire, theft, and glass damage.
  • Helförsäkring (Comprehensive Insurance Coverage): Further covers damage to your own vehicle in the event of a collision. This is valuable if you own a new or expensive car that would be costly to repair or replace with your own funds.

Länsförsäkringar allows you to choose your deductible (självrisk), to influence your monthly cost. They also have a variety of available add-ons for your car and they offer bundling discounts if you sign up for other insurances with Länsförsäkringar as well.

Learn more and find the right car insurance plan with Länsförsäkringar here.

Länsförsäkringar Travel Insurance

Länsförsäkringar offers Travel Insurance through their Home Insurance plan, with the additional possibility for extended coverage (if you intend to travel abroad for more than 45 days). If you're already a customer with Länsförsäkringar through their home insurance, you're also covered for 45 days of travel insurance. Read more and find the right travel insurance coverage for you here.

Länsförsäkringar Dog Insurance

Länsförsäkringar have Dog Insurance through their pet insurance branch Agria Djurförsäkring (Agria Pet Insurance). Read more and find a dog insurance that suits your needs here.

Länsförsäkringar Cat Insurance

Länsförsäkringar also offers Cat Insurance, again through their pet insurance branch Agria Djurförsäkring (Agria Pet Insurance). Read more and find a cat insurance that suits your needs here.

Benefits

Customer Owned
Local Offices & Expertise
Bundling Discounts

Required to sign up online

  • Swedish Personal Identity Number required
  • Swedish Address required
  • Mobile Bank-ID required

Customer Support

Phone
08-562 830 00
Email
Office dependant
Chat
No ❌
Support in English
Yes ✅
Terms in English
Yes ✅
Website in English
Some pages

Reviews and Ratings

Länsförsäkringar have a 2.2/5 score on Trustpilot (~18300 reviews), which is to be considered a low score in the Swedish insurance industry. Länsförsäkringar have around 4 million customers in Sweden, which should be taken into account looking at the overall reviews. In our analysis of comments and reviews from various sources, we list a summary of some of the most common customer praise and customer complaints about Länsförsäkringar below.

Praise by Customers

Several customers highlight the ease of using Länsförsäkringar's app and online services.
Customers appreciate the ability to manage both banking and insurance needs under one roof, with specific praise for helpful and knowledgeable customer service.
Some customers mention fast and straightforward handling of various issues and claims.

Complaints by Customers

Customers express frustration with unresponsive or slow customer service, including difficulty in resolving questions and lack of follow-ups.
Some customers report a dissatisfaction with the handling of claims, including delays, and challenges in resolving disputes related to policy coverage.

Read more on their website

Looking at the large number of customers in Sweden, almost 4 million, Länsförsäkringar is a very popular option when it comes to insurances in Sweden. However, the low customer satisfaction score stands out a bit, indicating that there are potential improvements. They have various bundling discounts, and a broad library of plans and coverage options, which should be favorable for those who wish to have all insurances (and potentially banking) with one company. Check out the plans, policies and find the right insurance plans for you with Länsförsäkringar now!

Go to Länsförsäkringar

Published by

Linus Norman
Founder & Head of Content

With over 10 years of experience in subscription management and a few years living abroad, I’m very excited to now help newcomers get settled here in Sweden. I’m a copy-junkie in charge of most of our content, and often find myself deep-diving into the most random topics for way too long.