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Are you an adrenaline junkie? A backpacker? Or just someone who wants to relax completely while on holiday? We all have our reasons to why additional travel insurance can be a great option, and on this page we'll guide your through all you need to know about travel insurance in Sweden, including how you sign up for the best one just for you.
Tip! Check out our article How To Sign Up For Travel Insurance in Sweden: Step-By-Step covering all the steps involved in the process of signing up for travel insurance in Sweden.
ERV is a renowned insurance company with over 100 years of experience in providing travel insurance solutions to people world-wide. ERV offers plans for various types of trips, including weekend getaways, study abroad programs, group travels, and conferences. Their strong presence across Europe, with centers in approximately 15 different cities, makes ERV a standout player in the travel insurance market.
ICA Insurance, part of ICA Group, offers comprehensive travel insurance to protect you during your trips, whether you're going on a short vacation, backpacking, studies abroad, or an extended stay. If you're a ICA Home Insurance customer, you have 60 days of basic travel insurance in your home insurance policy.
Many newcomers living in Sweden wish to explore other Scandinavian and European countries. Additionally, you might want to travel back to your home country for a few weeks to visit friends, family and fools. Travel insurance for foreigners living in Sweden provides essential protection and compensation for unexpected events during your trips abroad, and while your Swedish home insurance plan might offer some coverage for your travels, there are good reasons to consider additional or extended protection.
For instance, if your trip exceeds 45 days or involves high-risk activities, having extra travel insurance could be crucial. Heading down the slopes, surfing the waves or crossing bungy jump off your bucket list? Then it might be good to have proper insurance to avoid the potential headache if the unexpected happens.
Check out the different travel insurance companies and plans found on settled.se, all available for quick and easy online purchase for foreigners in Sweden with a Personal Identity Number and Bank-ID. Compare the features and plans of some of the best insurance companies in Sweden to find and select the ideal coverage and travel insurance plan for your needs.
If you’ve decided to sign up for travel insurance, make sure to do it before your trip. Most travel insurance companies require you to have your policy in place before departure, and generally, you’re not allowed to sign up for or extend your coverage once you’re already traveling.
A travel insurance plan offers protection when you're traveling outside Sweden for more than 45 days. Designed to cover the most important aspects of traveling abroad, travel insurance ensures you're protected if you encounter any issues or fall ill during your journey. It usually covers costs for hospitalization, medication, or accidents abroad.
Travel insurance may also be interesting (and important) if you're going on an adventure involving high-risk activities. Skiing, off-road cycling, climbing a mountain. If that speaks to you, then travel insurance to cover for your daredevil lifestyle can be needed.
And if you're not into any of that, and instead like to spend your holidays around the pool, by the ocean, or just strolling around exploring local areas, travel insurance can still be of great help to get you fully relaxed. Lost luggage, delays, cancelled flights. It might happen to all of us.
Most travel insurance plans in Sweden provide basic coverage, which typically includes:
For more extensive protection, consider additional travel insurance coverage options, which often include:
Additionally, many travelers from Sweden use credit cards to book their trips, which often include cancellation protection up to a certain limit simply by using the card. When comparing travel insurance in Sweden on settled.se, it's important to consider what best suits your personal needs and travel plans.
Learn more about various travel insurances, coverage, and companies. Compare based on your specific needs and preferences.
Once done with your comparison, select the travel insurance company and plan that best match your requirements.
Proceed to sign up with the travel insurance company. Review the price and other details on the company's site and sign up for your contract.
In our research we look at different travel insurance companies, checking out not just their policies and terms, but also how well they work for newcomers in Sweden. Things like having an English website or app and English-speaking customer support are key parts of what we look for. So far, we haven’t included that many Swedish travel insurance companies, mainly because there aren’t a lot of options. We’ll add more to our comparisons as we continue our work.
When deciding which travel insurance plan that works best for you, it’s best to look at your personal needs and preferences for your upcoming trip. Asking a friend for advice or checking out info online might give you a good hint, but it’s important to emphasize that you should always look at your personal situation, available plans and options, and your insurance coverage needs first.
By checking out our travel insurance comparison at the top of this page, reading the highlight and tables below, and thinking about your needs, you’ll hopefully get a solid idea of which travel insurance company and plan that works best for you.
Notice: This table was created and published by settled.se 2024-12-03 based on available information by each company. This is not a full list of available travel insurance companies in Sweden, and the information may have changed since publication.
Finding the most affordable and best travel insurance in Sweden is always subject to your personal insurance needs. The cost of travel insurance for foreigners in Sweden traveling abroad varies based on several factors and is tailored to each individual. Key elements that influence your price include:
These factors help travel insurance companies in Sweden determine the level of risk associated with different countries or regions, as healthcare costs vary significantly across the globe.
It's important to again note that your home insurance often covers the first 30-45 days of travel abroad, so your travel insurance should start after these initial days where you're already covered. However, you must always purchase your travel insurance before you leave Sweden, and if you need additional coverage from day 1 – make sure to get that travel insurance policy signed before you board your flight.
Basic travel insurance is usually included with your home insurance and covers the first 30-60 days of your trip. The number of days of coverage vary between companies, and since it’s only a basic coverage, you might still want to sign up for separate travel insurance—especially if you plan to do high-risk activities like skiing.
Signing up for travel insurance online is both convenient and common in Sweden. However, most travel insurance companies require a Swedish Personal Number, and some also require BankID for online registration. Some companies might help you sign up without these, but you’ll need to contact them directly to discuss your options. The table below summarizes the online sign-up requirements for various travel insurance companies in Sweden.
Notice: This table was created and published by settled.se 2024-12-03, with information available through each insurance company. The table does not include a full list of all travel insurance companies in Sweden, and the info about each company may have changed since publication.
Compare Travel InsurancesSettled.se is a free, independently operated information and comparison site dedicated to providing foreigners in Sweden with a transparent overview of various travel insurance options and companies. We are here to make your transition to Sweden smoother and more informed.
