Opening a bank account in Sweden without a Swedish Personal Number ("personnummer") can sometimes feel like trying to score a last-minute reservation at a Michelin-starred restaurant—not easy, but possible. You know, the one-in-a-million chance. All jokes aside, some banks might let you open an account with just your passport and proof of address, but be prepared to explain why you don’t have a personnummer yet and bring all the documentation you can—rental contracts, job offers, the works. Patience and persistence are your best friends here.

And good to know; if you're an EU/EEA resident - the EU-regulations are also your friends, as it's in fact regulated on EU-level that any EU-citizen have the right to open a bank account with a bank within other countries of the EU. So if you as an EU/EEA resident have decided to go for a specific bank that best suits your needs, and they at first say no, you can state your rights as an EU resident. Read more on European Union Official Website.