Popular Home Insurances for Students in Sweden 2025

Once you’ve decided to take the leap and go on your next adventure for Swedish university studies, it’s time to get settled with all the practical stuff. One important step is finding the right home insurance for your new place in Sweden, and in this article, we’ll go through all you need to know!

What is Student Home Insurance in Sweden?

Student insurance in Sweden is a discounted home insurance option specifically designed for students. It usually offers all the necessary coverage at a lower cost, and with a lower contents policy (“lösöre” in Swedish), making it a popular choice among students in Sweden.

Who Can Get Student Home Insurance in Sweden?

To be able to get student home insurance in Sweden, you typically need to meet these criterias:

• Be enrolled at a Swedish university (and be in studies at least 50%).
• Have a Swedish Personal Number (Personnummer).
• Be under 30 years old.
• Live in a residence smaller than 50 square meters.

Some insurance companies may have additional requirements, such as limits on the number of household members. 

Home Insurance in Sweden for Exchange Students

Exchange students planning to stay in Sweden for more than 12 months can typically sign up for student insurance with most providers. However, a Swedish Personal Identity Number is also usually required.

Can I Get Student Home Insurance Without a Swedish Personal Number?

Generally, a Swedish Personal Number (Personnummer) or a coordination number (Koordinationsnummer) is needed to sign up for student home insurance online. However, some providers may allow you to get home insurance without it if you contact them directly or visit a branch. We’ve outlined the details about getting a Swedish Personal Number: 2025 Guide: How To Get A Swedish Personal Number.

Popular Student Home Insurances in Sweden 2025

Hedvig Student Home Insurance

Hedvig offers a flexible and user-friendly home insurance solution for students. Key features include:

• Simple sign-up and claims processes through their app.
• Referral Bonuses when you invite a friend.
• No binding period, allowing you to cancel anytime.
• All-risk & Travel Insurance included.

For more details, visit Hedvig Student Insurance.

Gofido Student Home Insurance

Gofido is another great option for students seeking home insurance in Sweden. Highlights include:

• Easy online sign-up.
• Customizable coverage options.
• All-Risk Add-on Available

To learn more, check out Gofido Student Insurance.

Choosing the best home insurance as a student in Sweden for your needs and preferences can provide much needed peace of mind during your studies in Sweden. Consider the outlined options from Hedvig and Gofido, read through the information and terms on their sites, think about your coverage needs, and choose the best fit for you and your home!