Gofido Insurance

Gofido is a newly established Swedish insurance broker founded in 2019, focusing primarily on home insurance and car insurance. Gofido aims to provide a more transparent and customer-centric insurance experience by allowing users to customize their insurance plans to fit their specific needs and only pay for what they own. This approach helps eliminate unnecessary costs and ensures that customers are neither over-insured or under-insured.

Home Insurance
Car Insurance
Travel Insurance
Updated:
September 11, 2024

About Gofido

Gofido is a modern insurance broker (försäkringsförmedlare) in Sweden, designed to provide customizable insurance solutions tailored to your needs and budget. With a fully digital platform, Gofido wants to simplify the insurance process, offering flexibility and transparency in their offerings.

Founded in 2019, focusing primarily on home insurance and car insurance, Gofido wants to offer a more transparent and customer-centric insurance experience, and eliminate unnecessary costs to ensure that customers are neither over-insured or under-insured. Gofido offer their insurances through Eir & Bliwa as the insurance companies

Gofido Home Insurance Plans

Gofido have home insurance plans for all types of homes:

  • Hyresrättsförsäkring (Home Insurance for Rentals): Home insurance for tenants, covering yourself and your belongings. This policy is not only for rental apartments, but also for renting a house or similar.
  • Bostadsrättsförskring (Home Insurance for Condos): Insurance for your condo (bostadsrätt), providing coverage for your place and your belongings.
  • Villahemförsäkring (Villa Home Insurance): Insurance for home owners, including the house itself as well as the lot/garden, and your family and belongings.
  • Villaförsäkring (Villa Insurance): Only covers the house, i.e. the actual building, and should not be confused as a home insurance. You can choose Villahemförsäkring to have both villa insurance and home insurance, or decide to sign up for each separately.
  • Studenthemförsäkring (Student Home Insurance): A home insurance policy tailored for students, usually with some sort of discounted price.

All home insurance plans with Gofido includes basic travel insurance (30 days of travelling abroad) and come with no binding times (they run for 12 months, but you are free to cancel it within the 12 month period).

Gofido Car Insurance Plans

Gofido also have various car insurance plans:

  • Trafikförsäkring (Third-party Liability Insurance/Traffic Insurance): Covers damages you cause to other people and their property while driving your car. To enhance your protection, you can opt for additional coverage. This insurance is legally required to have in Sweden, and you need to have it from the first day of owning your car.
  • Halvförsäkring (Partial Insurance Coverage): Typically includes additional protection against things like fire, theft, and glass damage.
  • Helförsäkring (Comprehensive Insurance Coverage): Further covers damage to your own vehicle in the event of a collision. This is valuable if you own a new or expensive car that would be costly to repair or replace with your own funds.

When choosing Gofido car insurance, you enjoy the flexibility of choosing the plan that suits you best, and they offer a variety of add-ons as well, such as all-risk and rental car coverage. Their motor/machine insurance (included in the Partial and Comprehensive Plans) covers vehicles that are max 8 years and/or with a maximum of 10 000 Swedish miles.

Learn more and find the right car insurance plan with Gofido here.

Gofido Travel Insurance Plans

Gofido includes basic travel insurance in their home insurance plans, covering the first 30 days of your travel abroad. On top of that, you can also sign up for additional travel insurance with Gofido:

  • Gofido Travel Insurance Add-on: As an add-on to your home insurance, you can choose additional travel insurance to for example cover cancelled trips, lost luggage, and longer stays (more than 30 days).

You sign up for additional travel coverage as part of your home insurance with Gofido.

Benefits

Personal Quotes & Pricing
Digital Claims Process
Multiple Add-Ons Available

Required to sign up online

  • Swedish Personal Identity Number required
  • Swedish Address required
  • Mobile Bank-ID required

Customer Support

Phone
010-551 39 00
Email
kundteam@gofido.se
Chat
Yes ✅
Support in English
Yes ✅
Terms in English
No ❌
Website in English
No ❌

Reviews and Ratings

Going through customer reviews for Gofido, they have a very solid 4.3/5 rating at Trustpilot (~240 reviews). This is to be considered a great score in the Swedish insurance industry, and drilling down in the reviews we've identified some of the most common praise, as well as the most common complaints, about Gofido, all summarized below.

Praise by Customers

Customers frequently highlight the fast handling of claims and the ease of signing up for Gofido insurance.
The professionalism and friendliness of the Gofido customer service team are consistently praised by customers.
Many customers also mention the competitive pricing and the simplicity of the insurance policies, which are seen as easy to understand and manage.

Complaints by Customers

Some customers complain about the actual coverage provided, particularly when claims are denied based on what customers perceive as unclear conditions.

Read more on their website

Based on our analysis of Gofido, they seem to be an appreciated new insurance broker in Sweden with competitive pricing and simple terms, according to some of the common themes of customer reviews. Some customers point out the coverage as an issue, and it's always important to go through the coverage terms for insurances before signing up. As Gofido offers flexible and custom plans, you can learn more and get a quote directly through their user-friendly website. Check it out and get started now!

Go to Gofido Insurance

Published by

Linus Norman
Founder & Head of Content

With over 10 years of experience in subscription management and a few years living abroad, I’m very excited to now help newcomers get settled here in Sweden. I’m a copy-junkie in charge of most of our content, and often find myself deep-diving into the most random topics for way too long.