OKQ8 Car Insurance

Best known for its large network of road service stations, OKQ8 expanded into car insurance in 2020 through a partnership with Gjensidige. With years of experience in road and mobility services, OKQ8 is a reliable choice for car insurance in Sweden. Customers who sign up for OKQ8 car insurance can also benefit from discounts on other products and services, like fuel.

Car Insurance
Updated:
November 5, 2024

About OKQ8

OKQ8 is a well-established company in Sweden with a wide range of services and products, including fuel, retail, banking, and car insurance services. OKQ8 is mostly known for its wide network of service stations across Sweden, but since 2020 they also provide car insurance, together with Gjensidige as the insurance provider.

OKQ8 Car Insurance Plans

OKQ8 Car Insurance offers three levels of car insurance coverage: third-party liability, partial, and comprehensive. If you opt for partial or comprehensive coverage, you can also add the OKQ8 BackUp Plus supplement. This add-on covers your insurance deductible up to 3,000 SEK and includes both roadside assistance and rental car coverage. BackUp Plus is available from just 125 SEK per month, with no binding time.

With OKQ8 car insurance, you enjoy the flexibility of choosing the plan that suits you and your car best, and they include all-risk in their partial and comprehensive plans for cars that are not older than 15 years, as well as rental car coverage if you opt in for BackUp Plus. Their motor/machine insurance (included in the Partial and Comprehensive Plans) covers vehicles that are max 10 years and/or with a maximum of 12 000 Swedish miles.

  • Trafikförsäkring (Third-party Liability Insurance/Traffic Insurance): Covers damages you cause to other people and their property while driving your car. To enhance your protection, you can opt for additional coverage. This insurance is legally required to have in Sweden, and you need to have it from the first day of owning your car.
  • Halvförsäkring (Partial Insurance Coverage): Typically includes additional protection against things like fire, theft, and glass damage.
  • Helförsäkring (Comprehensive Insurance Coverage): Further covers damage to your own vehicle in the event of a collision. This is valuable if you own a new or expensive car that would be costly to repair or replace with your own funds.

Benefits

All-Risk Included (Partial/Full)
Member Discounts
BackUp Plus Add-on

Required to sign up online

  • Swedish Personal Identity Number required
  • Swedish Address required
  • Mobile Bank-ID required

Customer Support

Phone
020-65 65 65
Email
Contact form
Chat
No ❌
Support in English
Yes ✅
Terms in English
No ❌
Website in English
No ❌

Reviews and Ratings

Going through online reviews for OKQ8, it’s hard to find customer reviews specifically for their car insurance. As they offer a variety of other products and services, a majority of their reviews and ratings on for example Trustpilot refers to other services. After going through various online sources for reviews about OKQ8 car insurance, we’ve still managed to outline some of the most common praise and complaints below.

Praise by Customers

OKQ8 members appreciate the discounts, for example on fuel, included when signing up for OKQ8 car insurance.
The OKQ8 BackUp Plus add-on gives customers a flexible option to lower their deductibles.

Complaints by Customers

Some customers raise complaints and concerns about OKQ8’s claims handling not being straightforward.

Read more on their website

Based on our review of OKQ8, they offer a variety of plans with competitive pricing and terms, as well as a solid add-on with their BackUp Plus package. Looking at the low amount of customer reviews available, it’s not that easy to understand how customers perceive OKQ8’s car insurance, but it should be considered a clear bonus that you get discounts on other OKQ8 products and services when signing up for their car insurance. Make sure to head over to OKQ8 to get your personal price quote now!

Go to OKQ8

Published by

Linus Norman
Founder & Head of Content

With over 10 years of experience in subscription management and a few years living abroad, I’m very excited to now help newcomers get settled here in Sweden. I’m a copy-junkie in charge of most of our content, and often find myself deep-diving into the most random topics for way too long.